But for adults, you usually have to pay for lice shampoo or combing on your own because insurance doesn’t see head lice as a health issue.
When Lice Treatment for Adults May Be Covered by Health Insurance?
Unfortunately, there is no health insurance plan that covers lice treatment costs for adults. Head lice are considered a cosmetic issue or personal hygiene problem by most insurance plans. They don’t view a lice infestation as a legitimate medical condition needing treatment.
There are a few exceptions. A handful of state Medicaid programs may pay for lice removal services and products for low-income adults. And some marketplace insurance plans under the Affordable Care Act cover preventative care like delousing for adults.
But in most cases, adults end up paying money out of their own pocket for medicated shampoos, nit combing supplies, and professional lice removal.
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Finding Affordable Options for Head Lice Removal for Adults
The good news is there are ways for uninsured adults or those with insurance who decline lice treatment claims to save money on getting rid of head lice.
1. Prescription vs over-the-counter medicated shampoos.
Prescription shampoos are often more expensive than products you can buy directly off a store shelf. Ask your pharmacist if there is an OTC version available first.
2. Shop around.
Prices can vary between pharmacies for the same lice shampoo. Check multiple stores and online retailers to find the best deal.
3. Buy in bulk if the product works.
Stocking up on a large bottle of shampoo that is effective at killing lice can bring the per-ounce cost down.
4. Skip the salon.
Professional nitpicking services are convenient but expensive. Do it yourself with a good louse comb at home.